Member FDIC
DEPOSIT ACCOUNT INTEREST RATES
EFFECTIVE AS OF
JULY 21, 2010
CERTIFICATES OF DEPOSIT
|
FIXED CD TERM* |
UP TO $25,000 APY (ANNUAL PERCENTAGE YIELD) |
$25,000 & ABOVE APY (ANNUAL PERCENTAGE YIELD) |
|
91 DAYS $1,000 MINIMUM |
0.40% |
0.40% |
|
182 DAYS $1,000 MINIMUM |
0.70% |
0.75% |
|
1 YEAR $1,000 MINIMUM |
1.05% |
1.10% |
|
1 ½ - 2 YEARS $1,000 MINIMUM |
1.45% |
1.50% |
|
2 ½ - 3 YEARS $500 MINIMUM |
2.00% |
2.00% |
|
3 ½ - 4 YEARS $500 MINIMUM |
2.45% |
2.45% |
|
4 ½ - 5 YEARS $500 MINIMUM |
2.85% |
2.85% |
*A substantial penalty for early withdrawal may be imposed. APY (Annual Percentage Yield) based on quarterly compounding. Rates are subject to change at any time.
For information about rates for jumbo certificates of deposit, $100,000 and over, please call 570-752-3671 or 888-759-2266.
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
CERTIFICATES OF DEPOSIT
|
FIXED CD TERM* |
APY (ANNUAL PERCENTAGE YIELD) |
|
6 MONTHS $500 MINIMUM |
0.75% |
|
1 YEAR $500 MINIMUM |
1.10% |
|
2 YEARS $500 MINIMUM |
1.50% |
|
5 YEARS $500 MINIMUM |
2.90% |
*A substantial penalty for early withdrawal may be imposed. APY (Annual Percentage Yield) based on quarterly compounding. Rates are subject to change at any time.
STATEMENT SAVINGS ACCOUNT*
|
MINIMUM BALANCE |
INTEREST |
APY (ANNUAL PERCENTAGE YIELD) |
|
$0 & UP |
.40% |
.40% |
*Rates are subject to change any time. APY (Annual Percentage Yield) is based on quarterly compounding. $10 minimum to open. Minimum balance is $100. Fees may reduce earnings. Interest rate may vary.
MONEY MARKET DEPOSIT ACCOUNT (MMDA)*
|
MINIMUM BALANCE |
INTEREST |
APY (ANNUAL PERCENTAGE YIELD) |
|
$0-$999.99 |
0.00% |
0.00% |
|
$1,000-$9,999.99 |
.40% |
.40% |
|
$10,000 & UP |
.65% |
.65% |
*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $1,000 minimum to open. Fees may reduce earnings. Interest rate may vary.
PREMIUM MONEY MARKET ACCOUNT (MMDA)*
|
MINIMUM BALANCE |
INTEREST |
APY (ANNUAL PERCENTAGE YIELD) |
|
$1,000-$24,999.99 |
0.40% |
0.40% |
|
$25,000-$49,999.99 |
0.65% |
0.65% |
|
$50,000-$99,999.99 |
0.80% |
0.80% |
|
$100,000-$499,999.99 |
1.00% |
1.00% |
|
$500,000 & UP |
1.24% |
1.25% |
*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $25,000 minimum to open. Fees may reduce earnings. Interest rate may vary.
PERSONAL TOUCH INVESTMENT CHECKING (PTI)*
|
MINIMUM BALANCE |
INTEREST |
APY (ANNUAL PERCENTAGE YIELD) |
|
$0-$499.99 |
0.00% |
0.00% |
|
$500-$9,999.99 |
.40% |
.40% |
|
$10,000 & UP |
.65% |
.65% |
*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $1,000 minimum to open. Minimum balance is $5,000. Fees may reduce earnings. Interest rate may vary.
INTEREST CHECKING*
|
MINIMUM BALANCE |
INTEREST |
APY (ANNUAL PERCENTAGE YIELD) |
|
$0-$499.99 |
0.00% |
0.00% |
|
$500-$9,999.99 |
0.25% |
0.25% |
|
$10,000 & UP |
0.40% |
0.40% |
*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $500 minimum to open. Minimum balance is $500. Fees may reduce earnings. Interest rate may vary.